Pet Insurance
Your pet is family. Protect them with comprehensive health insurance that covers accidents, illnesses, and routine care — without breaking the bank.
Protect Your PetHealthcare Without Limits for Your Best Friend
Veterinary costs in Germany can be shockingly expensive. A single surgery can cost €2,000-5,000. With pet insurance, you can say "yes" to the best treatment for your furry friend without worrying about the bill. Give them the care they deserve.
Accident Insurance
Basic coverage for accidents only. The most affordable option for young, healthy pets.
- Treatment after accidents (broken bones, cuts, poisoning)
- Emergency surgery
- Hospital stays
- X-rays and diagnostics
- Medications and bandages
- Follow-up treatments
Health Insurance (OP)
Covers surgeries from both accidents AND illnesses. The most popular choice for comprehensive protection.
- All surgical procedures
- Cancer treatment and chemotherapy
- Emergency and planned surgeries
- Anesthesia and operation costs
- Post-operative care
- Diagnostic imaging (MRI, CT scans)
Full Health Insurance
Complete coverage including surgeries, illnesses, AND routine care. The ultimate protection for your pet.
- Everything in Health Insurance (OP)
- Regular vet checkups
- Vaccinations and preventive care
- Dental cleaning and treatment
- Parasite prevention
- Alternative treatments (physiotherapy, acupuncture)
Common Treatments Covered
Surgical Procedures
- Cruciate ligament surgery (common in dogs): €1,500-3,000
- Tumor removal: €800-2,500
- Foreign object removal: €1,000-2,000
- Hip dysplasia surgery: €2,000-4,000
- Emergency surgery: €1,500-5,000
Common Illnesses
- Gastric torsion (emergency): €1,500-3,000
- Diabetes treatment: €50-100/month ongoing
- Allergies and skin conditions: €500-1,500/year
- Kidney disease: €1,000-3,000
- Heart disease: €1,500-4,000
Preventive Care (Full Insurance)
- Annual checkups and blood tests
- Vaccinations (rabies, distemper, etc.)
- Flea, tick, and worm prevention
- Dental cleaning
- Microchipping
Why Pet Insurance?
No Financial Decisions
Never choose between your pet's health and your wallet. Get the best treatment always.
Unexpected Costs
Pets are unpredictable. One accident or illness can cost thousands without warning.
Advanced Treatments
Access to expensive treatments like MRI, chemotherapy, and specialist care.
Peace of Mind
Focus on your pet's recovery, not the mounting bills.
Important to Know
Insure your pet young (before age 7) for best rates and no exclusions
Pre-existing conditions usually not covered after age 3-4
Most policies have 3-month waiting period for illnesses (not accidents)
Annual limits range from €3,000 to unlimited depending on policy
Some breeds have higher premiums due to health predispositions
Mixed breeds often cheaper to insure than purebreds
Real Pet Owner Stories
Give Your Pet the Protection They Deserve
Join thousands of pet owners who never worry about vet bills. Get a free quote in 2 minutes.